Platinum Properties Agent

Affordability

Calculate what you can afford
Before looking for your home, it benefits you to know what you can afford and how much a property will cost you in terms of bond repayments and the total cost of the loan.  Our affordability calculator is designed to answer these important questions around affordability.

  • What loan amount do I qualify for?
  • What will my monthly repayments be
  • What if I pay extra each month

Gross monthly income R What loan amount
do I qualify for?
Net monthly income R
Total monthly expenses R
Net surplus income R
Years to repay
Interest rate (eg 14.5) %
Qualified Amount
30% Gross Income		 =
Qualified Amount
100% Net Surplus Income		 =

Years to repay What will my
monthly repayment
be?
Interest rate %
Purchase price R
Deposit R
Your monthly
repayments		 =
Total
loan		 =

Additional monthly amount R What if I pay extra
each month?
Monthly
repayment		 =
Total
loan		 =
Reduction in
total loan		 =
Reduced
loan term		 =

Platinum Properties Agent